The majority of garages accept debit cards for their services but not all specialist centres will offer you this service, they would argue that traditionally they have only ever accepted money payments. You can find a number of positive aspects to accepting payments which could help to strengthen overall profits.

Money and cheque payments

Though money is still widely accepted trend in payments suggest that debit card usage is taking over. Debit card usage has risen by four times over the last ten years, twice the rate of overall spending. There are several advantages for the consumer along with the retailer:

1. Debit card payments are safer and much more secure than money payments. It really is really effortless to take immediate action inside the event of a lost or stolen card.
2. Debit cards allow instant access to funds.
3. Cheques are now becoming phased out and as cheque guarantee cards are no longer issued there isn’t any security to cheque payments. Not just do they offer unsecured payments but cheques also take a lengthy time to clear.

Debit Cards

Customers are now employed to paying for larger value goods or services by card, a vehicle body shop as an example will warrant the use of a card payment.

Credit Cards

For those who have a terminal that accepts debit cards you might also be able to accept credit cards. This gives your client the choice to spend on credit, paying off the final balance in their own time. They are able to pick out to spread the payment over a longer period of time if they select.

Setting up a merchant account

When you don’t already accept debit cards then you need to contact an independent payment provider who will manage this service for you. They’ll supply you with a quote on merchant rates, the cost for this service. It shouldn’t price you anything to get set up however it is worth contacting quite a few providers to compare the service and rates that they provide.

If you would like to find out more about how you can Accept Debit Cards in your Car Body Works business at a low cost, contact PaymentSense today.

More businesses sign up with PaymentSense than with any other Merchant Service Provider in the UK. PaymentSense offer guaranteed low prices (with capped rates), a 24/7 UK based service and can get you set up Accepting Debit Cards within a matter of days, not weeks. Get your quote today!