You can find two sorts of plans are offered:

1. Individual health insurance plans

Family members plans fall under the individual plans. The members which are eligible are your spouse or registered partner also as your young children as long as they’re under 26 years old and obviously you.

What’s the qualifying criteria?

Any individual or family members could qualify if you are able to meet the following criteria.

• Been an Oregon resident and living there for 6 months
• Be 64 years old or younger and not qualified for Medicare
• Be under 26 years of age as a child of a member

Whilst many people decide on an autopay option ODS will permit for you to be invoiced monthly or quarterly for a little service charge. This may allow you to make the medical care insurance payments on your schedule.

Well being insurance rates are updated annually on November 1st, but can also adjust if the insured changes to new age category.

Changing you strategy or coverage amount is straightforward to do. If you wish to lower the coverage, just send in a letter requesting the new program. Should you want to improve coverage, you may need to re-apply and be approved.

2. Health insurance plans for groups

ODS medical plans for employers will offer your personnel use of the largest directly contracted PPO (Preferred Provider Organizations) network in Oregon. By becoming a member, you and your staff will have access to:

• E-mail answers from doctors, dentists, psychologists, pharmacists, dietitians and fitness specialists
• 24 hour / 7 day a week entry to the Registered Nurse Advice Line
• Track your healthy living habits on the internet
• Access to counseling to quit tobacco usage
• Management of disease and conditions
• Case management and care coordination

ODS Group Health Insurance also supplies an HSA (Wellness Savings Account) that permits tax deferred growth in a savings account. You can use this funds to pay for eligible well being care that is outside of regular coverage. any funds that is not spent at the end of the year will roll over and grow tax deferred.

For more advice about ODS insurance companies or to see the ODS Companies in your area, visit our site and get the advice you are trying to find.